The role of electronic banking in the financial performance of Iraqi banks after 2010

Abstract

    The researcher conducted his current study entitled (The impact of the transition to electronic  banking on the financial performance of Iraqi banks after 2010), the aim of which was to shed light on electronic banking, and to identify its aspects and characteristics, as well as to identify its role in developing and improving financial performance in the Iraqi banking sector. The researcher used The descriptive approach in the analytical style through his research and inference of the sources, studies and literature that concerned the variables of this topic, and after summarizing everything related to the topic of electronic banking in Iraq, the researcher reached several conclusions, including:

1-Electronic banking systems are closely linked to the basic function of the financial authorities, which is achieving financial stability. This function is linked to the efficiency and safety of these systems and is achieved through the role of the financial authorities in operating and supervising these systems.

2-The electronic banking system plays an important role in completing the work of all major indirect monetary policy tools.

According to these conclusions, several recommendations were made, including:

1- Supporting research and development in the field of electronic banking services with the aim of ensuring their widespread use and expansion.

2-Work to improve performance at the employee level in order to improve the banking services provided.