Tawfiq, F. A. . and Jawad , nabaa abd alreda . . . . . . . . . . . . (2026) “The role of financial technology in developing the banking sector in Iraq”, Baghdad College of Economic Sciences University Journal (BCESUJ), 2026(85), pp. 253–270. Available at: https://bcuj.baghdadcollege.edu.iq/index.php/BCESUJ/article/view/403 (Accessed: 27 October 2026).